What Kind of Medical Treatment Does a Car Accident Settlement Cover in Mississippi?

Different people like to approach their medical treatment in different ways. Some people prefer a more holistic approach, while others closely follow their doctors’ recommendations. Some like to avoid taking prescription medications whenever possible, while others believe that it is in their best interests. The point is that different people like to heal in different ways – and certain treatments may be more effective for some. So will your car accident settlement in Mississippi actually cover your medical treatments? What if you choose less mainstream treatment options?

 

The General Rule 

 

When it comes to car accident settlements, the general rule is that you should be compensated for every penny you spent as a result of the crash. This includes all out-of-pocket expenses. This of course includes medical expenses – but the real question is whether the insurance companies (or the courts) determine that these costs are “necessary.” In other words, was the treatment you received clearly connected to medical issues you suffered as a direct result of the crash?

 

Is Massage Therapy Covered?

 

Generally speaking, accident settlements do not include compensation for massage therapy. This is because massage therapy is typically seen as an unnecessary expense – a “luxury,” if you will. The only real exception is if your massage therapy is specifically prescribed by a doctor. In this situation, the massage therapy becomes a necessary expense because it was requested by a licensed professional. That being said, you should still keep your receipts for massage therapy, as there is always a chance that this expense may be covered – even if it wasn’t specifically prescribed by a doctor. 

 

Are Chiropractic Appointments Covered?

 

For whatever reasons, chiropractic care is viewed differently compared to massage therapy. The cost of these treatments is typically covered by a settlement, as doctors regularly tell patients to see a chiropractor after a crash. In other words, chiropractic treatment is seen as more “mainstream.” 

 

Is Prescription Medication Covered After a Car Accident?

 

Prescription medication is also covered by most car accident settlements. In fact, if you have been prescribed medication for pain, it’s generally a good idea to fill your prescription – even if you don’t finish all of the pills. This is because when you get a prescription for pain medication, it shows that you suffered serious pain as a result of your crash. Using your subsequent medical records, you can use this information to receive a better settlement. 

 

Where Can I Find an Accident Lawyer in Mississippi?

 

If you’ve been searching for a qualified, experienced accident lawyer in Jackson, look no further than Williams Newman Williams, PLLC. Over the years, we have helped numerous car accident victims – and we know that medical treatment is often the most important priority after a crash. With our help, you can negotiate for a fair financial settlement that covers all of your medical expenses. Book your consultation today to get started with an effective action plan

 

Williams Newman Williams, PLLC

Phone: 601-949-5080

Address: 129B South President Street 

Jackson, MS 39201

 

If you have further questions about this article or legal concerns call 800-672-3103